Vivian Tu, aka Your Rich BFF, shares how she went from making financial mistakes to building a community of more than 10 million people learning to get smarter with their money.

Tu breaks down her simple “STRIP” framework for saving, paying down debt, investing, and planning for the future—and explains why financial literacy can be a pathway to freedom, choice and opportunity.

“Money is a tool, it’s a resource, it’s a skill, and it’s a muscle that you can flex and build stronger over time.”

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